/* ==========================================================================
   Nuvest Capital — site styles
   ========================================================================== */

:root {
    --navy-950: #060f22;
    --navy-900: #0b1b3a;
    --navy-800: #13285a;
    --navy-700: #1b3470;
    --navy-500: #3a5aa8;
    --blue-400: #6d8fe0;
    --gold-500: #c9a227;
    --gold-400: #e2bd4a;
    --gold-100: #faf3dc;

    --ink: #0e1a33;
    --ink-2: #33415f;
    --muted: #5d6a86;
    --line: #e3e8f1;
    --line-strong: #d3dae7;
    --surface: #ffffff;
    --surface-2: #f5f7fb;
    --surface-3: #eef2f9;

    --success: #11875d;
    --danger: #c23a3a;

    --font-sans: "Plus Jakarta Sans", ui-sans-serif, system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
    --font-serif: "Instrument Serif", ui-serif, Georgia, "Times New Roman", serif;

    --radius-sm: 12px;
    --radius: 20px;
    --radius-lg: 28px;
    --radius-pill: 999px;

    --shadow-xs: 0 1px 2px rgba(14, 26, 51, .06);
    --shadow-sm: 0 2px 6px rgba(14, 26, 51, .05), 0 8px 24px -12px rgba(14, 26, 51, .12);
    --shadow: 0 4px 12px rgba(14, 26, 51, .05), 0 24px 48px -24px rgba(14, 26, 51, .22);
    --shadow-lg: 0 10px 30px rgba(14, 26, 51, .08), 0 40px 80px -30px rgba(14, 26, 51, .35);

    --ease: cubic-bezier(.2, .7, .2, 1);
    --ease-spring: cubic-bezier(.34, 1.56, .64, 1);

    --container: 1200px;
    --gutter: clamp(16px, 4vw, 32px);
    --header-h: 76px;
}

/* ---------- Base ---------- */

*,
*::before,
*::after { box-sizing: border-box; }

html {
    -webkit-text-size-adjust: 100%;
    scroll-behavior: smooth;
    scroll-padding-top: calc(var(--header-h) + 16px);
}

body {
    margin: 0;
    font-family: var(--font-sans);
    font-size: 1.0625rem;
    line-height: 1.65;
    color: var(--ink-2);
    background: var(--surface);
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    text-rendering: optimizeLegibility;
    overflow-x: hidden;
}

img, svg { display: block; max-width: 100%; }

h1, h2, h3, h4 {
    margin: 0;
    color: var(--ink);
    font-weight: 700;
    line-height: 1.12;
    letter-spacing: -.025em;
    text-wrap: balance;
}

p { margin: 0 0 1em; text-wrap: pretty; }
p:last-child { margin-bottom: 0; }

a { color: var(--navy-700); text-decoration: none; transition: color .2s var(--ease); }
a:hover { color: var(--gold-500); }

ul, ol { margin: 0; padding: 0; list-style: none; }

:focus-visible {
    outline: 3px solid var(--gold-400);
    outline-offset: 3px;
    border-radius: 6px;
}

::selection { background: var(--gold-400); color: var(--navy-950); }

.sprite { position: absolute; width: 0; height: 0; overflow: hidden; }

.icon {
    width: 1.25em;
    height: 1.25em;
    flex-shrink: 0;
    fill: none;
    stroke: currentColor;
    stroke-width: 1.8;
    stroke-linecap: round;
    stroke-linejoin: round;
}

.sr-only {
    position: absolute !important;
    width: 1px; height: 1px;
    padding: 0; margin: -1px;
    overflow: hidden; clip: rect(0, 0, 0, 0);
    white-space: nowrap; border: 0;
}

.skip-link {
    position: fixed;
    top: 12px; left: 12px;
    z-index: 200;
    padding: 10px 16px;
    border-radius: var(--radius-sm);
    background: var(--navy-900);
    color: #fff;
    transform: translateY(-200%);
    transition: transform .2s var(--ease);
}
.skip-link:focus { transform: none; color: #fff; }

.container {
    width: 100%;
    max-width: calc(var(--container) + var(--gutter) * 2);
    margin-inline: auto;
    padding-inline: var(--gutter);
}

/* ---------- Typography ---------- */

.display {
    font-size: clamp(2.6rem, 6.4vw, 5rem);
    font-weight: 800;
    letter-spacing: -.045em;
    line-height: 1.02;
}

.title {
    font-size: clamp(2rem, 4.2vw, 3.25rem);
    font-weight: 800;
    letter-spacing: -.035em;
    line-height: 1.08;
}

.title-sm {
    font-size: clamp(1.6rem, 3vw, 2.25rem);
    font-weight: 750;
    letter-spacing: -.03em;
}

.display em,
.title em,
.title-sm em {
    font-family: var(--font-serif);
    font-style: italic;
    font-weight: 400;
    letter-spacing: -.01em;
    background: linear-gradient(100deg, var(--gold-500), #b8862a 60%, var(--gold-400));
    -webkit-background-clip: text;
    background-clip: text;
    color: transparent;
    padding-right: .06em;
}

.lead {
    font-size: clamp(1.1rem, 1.6vw, 1.3rem);
    line-height: 1.6;
    color: var(--muted);
    max-width: 62ch;
}

.muted { color: var(--muted); }
.small { font-size: .9rem; }
.fine { font-size: .82rem; line-height: 1.6; color: var(--muted); }

.eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 20px;
    padding: 6px 14px 6px 10px;
    border: 1px solid var(--line);
    border-radius: var(--radius-pill);
    background: rgba(255, 255, 255, .7);
    font-size: .78rem;
    font-weight: 700;
    letter-spacing: .14em;
    text-transform: uppercase;
    color: var(--navy-700);
    -webkit-backdrop-filter: blur(8px);
    backdrop-filter: blur(8px);
}
.eyebrow::before {
    content: "";
    width: 8px; height: 8px;
    border-radius: 50%;
    background: var(--gold-500);
    box-shadow: 0 0 0 4px rgba(201, 162, 39, .18);
}

/* ---------- Buttons ---------- */

.btn {
    --btn-bg: var(--navy-900);
    --btn-fg: #fff;
    position: relative;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    min-height: 52px;
    padding: 0 26px;
    border: 1px solid transparent;
    border-radius: var(--radius-pill);
    background: var(--btn-bg);
    color: var(--btn-fg);
    font: inherit;
    font-size: 1rem;
    font-weight: 650;
    letter-spacing: -.01em;
    line-height: 1;
    white-space: nowrap;
    cursor: pointer;
    overflow: hidden;
    isolation: isolate;
    transition: transform .25s var(--ease), box-shadow .25s var(--ease), background-color .25s var(--ease), color .25s var(--ease), border-color .25s var(--ease);
}
.btn .icon { width: 1.1em; height: 1.1em; transition: transform .3s var(--ease-spring); }
.btn:hover { color: var(--btn-fg); transform: translateY(-2px); }
.btn:hover .icon { transform: translateX(3px); }
.btn:active { transform: translateY(0) scale(.98); }

/* shine sweep */
.btn::after {
    content: "";
    position: absolute;
    inset: 0;
    z-index: -1;
    background: linear-gradient(110deg, transparent 30%, rgba(255, 255, 255, .28) 50%, transparent 70%);
    transform: translateX(-120%);
    transition: transform .7s var(--ease);
}
.btn:hover::after { transform: translateX(120%); }

.btn-primary {
    background: linear-gradient(135deg, var(--navy-700), var(--navy-900));
    box-shadow: 0 1px 0 rgba(255, 255, 255, .15) inset, 0 10px 24px -10px rgba(11, 27, 58, .6);
}
.btn-primary:hover { box-shadow: 0 1px 0 rgba(255, 255, 255, .15) inset, 0 16px 32px -12px rgba(11, 27, 58, .7); }

.btn-gold {
    --btn-fg: var(--navy-950);
    background: linear-gradient(135deg, var(--gold-400), var(--gold-500));
    box-shadow: 0 1px 0 rgba(255, 255, 255, .4) inset, 0 10px 24px -10px rgba(201, 162, 39, .7);
}

.btn-ghost {
    --btn-fg: var(--ink);
    --btn-bg: rgba(255, 255, 255, .7);
    border-color: var(--line-strong);
    -webkit-backdrop-filter: blur(10px);
    backdrop-filter: blur(10px);
}
.btn-ghost:hover { border-color: var(--navy-700); }

.btn-outline-light {
    --btn-fg: #fff;
    --btn-bg: rgba(255, 255, 255, .06);
    border-color: rgba(255, 255, 255, .22);
    -webkit-backdrop-filter: blur(10px);
    backdrop-filter: blur(10px);
}
.btn-outline-light:hover { border-color: rgba(255, 255, 255, .5); background: rgba(255, 255, 255, .12); }

.btn-sm { min-height: 42px; padding: 0 18px; font-size: .92rem; }
.btn-lg { min-height: 58px; padding: 0 32px; font-size: 1.05rem; }
.btn-block { width: 100%; }

.btn-group { display: flex; flex-wrap: wrap; gap: 14px; }

.text-link {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-weight: 650;
    color: var(--navy-700);
}
.text-link .icon { transition: transform .3s var(--ease-spring); }
.text-link:hover .icon { transform: translate(3px, -3px); }

/* ---------- Header ---------- */

.site-header {
    position: fixed;
    inset: 0 0 auto;
    z-index: 100;
    height: var(--header-h);
    transition: background-color .3s var(--ease), box-shadow .3s var(--ease), border-color .3s var(--ease);
    border-bottom: 1px solid transparent;
}
.site-header.is-scrolled {
    background: rgba(255, 255, 255, .72);
    border-bottom-color: rgba(211, 218, 231, .6);
    box-shadow: 0 8px 30px -20px rgba(14, 26, 51, .25);
    -webkit-backdrop-filter: saturate(180%) blur(18px);
    backdrop-filter: saturate(180%) blur(18px);
}

.header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
    height: 100%;
}

.brand {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    color: var(--ink);
    font-weight: 800;
    font-size: 1.2rem;
    letter-spacing: -.03em;
}
.brand:hover { color: var(--ink); }
.brand .logo-mark { width: 38px; height: 38px; transition: transform .5s var(--ease-spring); }
.brand:hover .logo-mark { transform: rotate(-8deg) scale(1.05); }
.brand-name span { font-weight: 500; color: var(--muted); }
.brand-light, .brand-light:hover { color: #fff; }
.brand-light .brand-name span { color: rgba(255, 255, 255, .6); }

.nav { display: flex; align-items: center; gap: 28px; }
.nav-list { display: flex; align-items: center; gap: 4px; }

.nav-link {
    position: relative;
    display: block;
    padding: 10px 14px;
    border-radius: var(--radius-pill);
    font-size: .95rem;
    font-weight: 600;
    color: var(--ink-2);
    transition: color .2s var(--ease), background-color .2s var(--ease);
}
.nav-link:hover { color: var(--ink); background: rgba(14, 26, 51, .05); }
.nav-link.is-active { color: var(--ink); }
.nav-link.is-active::after {
    content: "";
    position: absolute;
    left: 50%;
    bottom: 3px;
    width: 5px; height: 5px;
    border-radius: 50%;
    background: var(--gold-500);
    transform: translateX(-50%);
}

.nav-toggle {
    display: none;
    position: relative;
    width: 46px; height: 46px;
    border: 1px solid var(--line);
    border-radius: 14px;
    background: rgba(255, 255, 255, .8);
    cursor: pointer;
}
.nav-toggle-bar {
    position: absolute;
    left: 13px; right: 13px;
    height: 2px;
    border-radius: 2px;
    background: var(--ink);
    transition: transform .3s var(--ease), top .3s var(--ease);
}
.nav-toggle-bar:nth-of-type(2) { top: 18px; }
.nav-toggle-bar:nth-of-type(3) { top: 26px; }
.nav-open .nav-toggle-bar:nth-of-type(2) { top: 22px; transform: rotate(45deg); }
.nav-open .nav-toggle-bar:nth-of-type(3) { top: 22px; transform: rotate(-45deg); }

/* ---------- Sections ---------- */

.section { position: relative; padding-block: clamp(72px, 10vw, 128px); }
.section-sm { padding-block: clamp(48px, 6vw, 80px); }
.section-tint { background: var(--surface-2); }
.section + .section-tint,
.section-tint + .section:not(.section-tint):not(.section-dark) { border-top: 1px solid var(--line); }

.section-dark {
    background:
        radial-gradient(900px 500px at 85% -10%, rgba(58, 90, 168, .45), transparent 60%),
        radial-gradient(700px 500px at -10% 110%, rgba(201, 162, 39, .14), transparent 60%),
        var(--navy-900);
    color: rgba(255, 255, 255, .72);
    overflow: hidden;
}
.section-dark h2,
.section-dark h3,
.section-dark .title,
.section-dark .title-sm { color: #fff; }
.section-dark .lead,
.section-dark .muted { color: rgba(255, 255, 255, .66); }
.section-dark .eyebrow {
    background: rgba(255, 255, 255, .06);
    border-color: rgba(255, 255, 255, .14);
    color: var(--gold-400);
}

.section-head { max-width: 760px; margin-bottom: clamp(40px, 6vw, 64px); }
.section-head .lead { margin-top: 20px; }
.section-head.center { margin-inline: auto; text-align: center; }
.section-head.center .lead { margin-inline: auto; }

.section-head-row {
    display: flex;
    align-items: flex-end;
    justify-content: space-between;
    gap: 32px;
    margin-bottom: clamp(40px, 6vw, 64px);
}
.section-head-row .section-head { margin-bottom: 0; }

/* Decorative grid pattern */
.grid-pattern {
    position: absolute;
    inset: 0;
    pointer-events: none;
    background-image:
        linear-gradient(rgba(14, 26, 51, .045) 1px, transparent 1px),
        linear-gradient(90deg, rgba(14, 26, 51, .045) 1px, transparent 1px);
    background-size: 56px 56px;
    -webkit-mask-image: radial-gradient(ellipse 70% 60% at 50% 30%, #000 30%, transparent 75%);
    mask-image: radial-gradient(ellipse 70% 60% at 50% 30%, #000 30%, transparent 75%);
}
.section-dark .grid-pattern {
    background-image:
        linear-gradient(rgba(255, 255, 255, .05) 1px, transparent 1px),
        linear-gradient(90deg, rgba(255, 255, 255, .05) 1px, transparent 1px);
}

/* ---------- Grids ---------- */

.grid { display: grid; gap: clamp(16px, 2vw, 24px); }
.grid-2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.grid-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.grid-4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }

.split {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
    align-items: center;
    gap: clamp(40px, 7vw, 96px);
}
.split-top { align-items: start; }
.split-5-7 { grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); }

/* ---------- Cards ---------- */

.card {
    position: relative;
    padding: clamp(24px, 3vw, 32px);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    background: var(--surface);
    box-shadow: var(--shadow-xs);
    transition: transform .4s var(--ease), box-shadow .4s var(--ease), border-color .4s var(--ease);
}
.card-hover:hover {
    transform: translateY(-6px);
    border-color: var(--line-strong);
    box-shadow: var(--shadow);
}
.card h3 { font-size: 1.2rem; font-weight: 700; letter-spacing: -.02em; margin-bottom: 10px; }
.card p { color: var(--muted); font-size: .98rem; }

.card-icon {
    display: grid;
    place-items: center;
    width: 52px; height: 52px;
    margin-bottom: 22px;
    border-radius: 16px;
    background: linear-gradient(145deg, var(--surface-3), #fff);
    border: 1px solid var(--line);
    color: var(--navy-700);
    box-shadow: 0 1px 0 #fff inset, var(--shadow-xs);
    transition: transform .5s var(--ease-spring), background .3s var(--ease), color .3s var(--ease);
}
.card-icon .icon { width: 24px; height: 24px; }
.card-hover:hover .card-icon {
    transform: rotate(-6deg) scale(1.06);
    background: linear-gradient(145deg, var(--navy-700), var(--navy-900));
    color: var(--gold-400);
    border-color: transparent;
}

.card-num {
    position: absolute;
    top: clamp(24px, 3vw, 32px);
    right: clamp(24px, 3vw, 32px);
    font-family: var(--font-serif);
    font-size: 2rem;
    font-style: italic;
    line-height: 1;
    color: var(--line-strong);
    transition: color .3s var(--ease);
}
.card-hover:hover .card-num { color: var(--gold-500); }

/* Glass surfaces */
.glass {
    border: 1px solid rgba(255, 255, 255, .7);
    background: linear-gradient(135deg, rgba(255, 255, 255, .78), rgba(255, 255, 255, .5));
    box-shadow: 0 1px 0 rgba(255, 255, 255, .9) inset, var(--shadow-lg);
    -webkit-backdrop-filter: blur(20px) saturate(160%);
    backdrop-filter: blur(20px) saturate(160%);
}

.glass-dark {
    position: relative;
    padding: clamp(28px, 3.5vw, 44px);
    border: 1px solid rgba(255, 255, 255, .1);
    border-radius: var(--radius-lg);
    background: linear-gradient(160deg, rgba(255, 255, 255, .08), rgba(255, 255, 255, .02));
    box-shadow: 0 1px 0 rgba(255, 255, 255, .08) inset, 0 30px 60px -30px rgba(0, 0, 0, .5);
    -webkit-backdrop-filter: blur(16px);
    backdrop-filter: blur(16px);
    transition: transform .4s var(--ease), border-color .4s var(--ease);
}
.glass-dark:hover { border-color: rgba(226, 189, 74, .35); transform: translateY(-4px); }
.glass-dark h3 { color: #fff; }
.glass-dark p { color: rgba(255, 255, 255, .66); }

/* ---------- Hero ---------- */

.hero {
    position: relative;
    padding-top: calc(var(--header-h) + clamp(48px, 8vw, 96px));
    padding-bottom: clamp(64px, 9vw, 112px);
    overflow: hidden;
    isolation: isolate;
}

.hero-bg { position: absolute; inset: 0; z-index: -1; overflow: hidden; }
.blob {
    position: absolute;
    border-radius: 50%;
    filter: blur(80px);
    opacity: .55;
    animation: drift 18s ease-in-out infinite alternate;
}
.blob-1 { width: 520px; height: 520px; top: -160px; right: -80px; background: #b9c9f2; }
.blob-2 { width: 420px; height: 420px; top: 30%; right: 25%; background: #f3e2a8; animation-delay: -6s; opacity: .45; }
.blob-3 { width: 460px; height: 460px; bottom: -220px; left: -140px; background: #d4def5; animation-delay: -12s; }

@keyframes drift {
    from { transform: translate3d(0, 0, 0) scale(1); }
    to   { transform: translate3d(40px, 30px, 0) scale(1.08); }
}

.hero-grid {
    display: grid;
    grid-template-columns: minmax(0, 1.05fr) minmax(0, .95fr);
    align-items: center;
    gap: clamp(40px, 6vw, 80px);
}

.hero-copy .lead { margin-top: 24px; }
.hero-actions { margin-top: 36px; }

.hero-points {
    display: flex;
    flex-wrap: wrap;
    gap: 10px 24px;
    margin-top: 36px;
    font-size: .92rem;
    font-weight: 600;
    color: var(--ink-2);
}
.hero-points li { display: inline-flex; align-items: center; gap: 8px; }
.hero-points .icon { color: var(--success); width: 18px; height: 18px; stroke-width: 2.4; }

.hero-visual { position: relative; }

.spread-card {
    position: relative;
    padding: 26px;
    border-radius: var(--radius-lg);
}
.spread-card-head {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    margin-bottom: 18px;
}
.spread-card-title { font-size: .95rem; font-weight: 700; color: var(--ink); }
.spread-card-sub { font-size: .8rem; color: var(--muted); }

.tag {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 6px 12px;
    border-radius: var(--radius-pill);
    background: rgba(17, 135, 93, .1);
    color: var(--success);
    font-size: .78rem;
    font-weight: 700;
}
.live-dot {
    width: 7px; height: 7px;
    border-radius: 50%;
    background: currentColor;
    animation: pulse 2s ease-out infinite;
}
@keyframes pulse {
    0%   { box-shadow: 0 0 0 0 rgba(17, 135, 93, .5); }
    100% { box-shadow: 0 0 0 10px rgba(17, 135, 93, 0); }
}

.spread-chart { width: 100%; height: auto; overflow: visible; }
.spread-chart .gridline { stroke: rgba(14, 26, 51, .07); stroke-width: 1; }
.spread-chart .leg { fill: none; stroke-width: 3; stroke-linecap: round; stroke-linejoin: round; }
.spread-chart .leg-a { stroke: var(--navy-700); }
.spread-chart .leg-b { stroke: var(--gold-500); }
.spread-chart .gap-fill { fill: url(#gap-g); }
.spread-chart .settle { stroke: var(--ink); stroke-width: 1.2; stroke-dasharray: 4 5; opacity: .35; }
.spread-chart text { font-family: var(--font-sans); font-size: 11px; font-weight: 600; fill: var(--muted); }

.js .spread-chart .leg { stroke-dasharray: var(--len, 900); stroke-dashoffset: var(--len, 900); }
.js .is-visible .spread-chart .leg { animation: draw 2.2s var(--ease) forwards; }
.js .is-visible .spread-chart .leg-b { animation-delay: .2s; }
.js .spread-chart .gap-fill,
.js .spread-chart .settle-dot { opacity: 0; transition: opacity 1s var(--ease) 1.4s; }
.js .is-visible .spread-chart .gap-fill,
.js .is-visible .spread-chart .settle-dot { opacity: 1; }
@keyframes draw { to { stroke-dashoffset: 0; } }

.spread-legend {
    display: flex;
    flex-wrap: wrap;
    gap: 8px 18px;
    margin-top: 14px;
    font-size: .8rem;
    font-weight: 600;
    color: var(--muted);
}
.spread-legend span { display: inline-flex; align-items: center; gap: 8px; }
.spread-legend i { width: 14px; height: 3px; border-radius: 3px; background: var(--navy-700); }
.spread-legend i.b { background: var(--gold-500); }

.spread-stats {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 10px;
    margin-top: 20px;
}
.spread-stat {
    padding: 12px 14px;
    border: 1px solid var(--line);
    border-radius: 14px;
    background: rgba(255, 255, 255, .7);
}
.spread-stat small { display: block; font-size: .72rem; font-weight: 600; color: var(--muted); text-transform: uppercase; letter-spacing: .08em; }
.spread-stat strong { display: block; margin-top: 2px; font-size: 1.05rem; color: var(--ink); letter-spacing: -.02em; }

.float-chip {
    position: absolute;
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 12px 16px 12px 12px;
    border-radius: 18px;
    font-size: .85rem;
    line-height: 1.3;
    animation: float 6s ease-in-out infinite;
}
.float-chip strong { display: block; color: var(--ink); font-size: .9rem; }
.float-chip span { color: var(--muted); font-size: .78rem; }
.float-chip .chip-icon {
    display: grid;
    place-items: center;
    width: 38px; height: 38px;
    border-radius: 12px;
    background: var(--navy-900);
    color: var(--gold-400);
}
.float-chip .chip-icon .icon { width: 20px; height: 20px; }
.chip-1 { top: -46px; left: -30px; }
.chip-2 { bottom: -28px; right: -24px; animation-delay: -3s; }

@keyframes float {
    0%, 100% { transform: translateY(0); }
    50%      { transform: translateY(-10px); }
}

/* ---------- Trust bar ---------- */

.trust-bar {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    border: 1px solid var(--line);
    border-radius: var(--radius);
    background: var(--surface);
    box-shadow: var(--shadow-sm);
    overflow: hidden;
}
.trust-item {
    display: flex;
    align-items: center;
    gap: 14px;
    padding: 22px 24px;
}
.trust-item + .trust-item { border-left: 1px solid var(--line); }
.trust-item .icon { width: 26px; height: 26px; color: var(--gold-500); }
.trust-item strong { display: block; color: var(--ink); font-size: .98rem; letter-spacing: -.01em; }
.trust-item span { display: block; color: var(--muted); font-size: .82rem; }

/* ---------- Strategy cards (dark) ---------- */

.strategy-label {
    display: inline-block;
    margin-bottom: 14px;
    font-size: .75rem;
    font-weight: 700;
    letter-spacing: .18em;
    text-transform: uppercase;
    color: var(--gold-400);
}
.strategy-card h3 { font-size: clamp(1.5rem, 2.4vw, 2rem); letter-spacing: -.03em; margin-bottom: 14px; }
.strategy-card .strategy-diagram { margin: 28px 0; }

.check-list { display: grid; gap: 12px; margin-top: 24px; }
.check-list li { display: flex; align-items: flex-start; gap: 12px; }
.check-list .icon {
    width: 22px; height: 22px;
    padding: 4px;
    border-radius: 50%;
    background: rgba(226, 189, 74, .15);
    color: var(--gold-400);
    stroke-width: 2.6;
    margin-top: 2px;
}
.section-dark .check-list li { color: rgba(255, 255, 255, .85); }
.check-list-cols { grid-template-columns: repeat(2, minmax(0, 1fr)); }

.pair-diagram {
    display: grid;
    grid-template-columns: 1fr auto 1fr;
    align-items: center;
    gap: 12px;
}
.pair-box {
    padding: 14px 16px;
    border: 1px solid rgba(255, 255, 255, .12);
    border-radius: 14px;
    background: rgba(255, 255, 255, .04);
    text-align: center;
}
.pair-box small { display: block; font-size: .7rem; letter-spacing: .12em; text-transform: uppercase; color: rgba(255, 255, 255, .5); }
.pair-box strong { display: block; margin-top: 4px; color: #fff; font-size: .98rem; }
.pair-link {
    display: grid;
    place-items: center;
    width: 44px; height: 44px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--gold-400), var(--gold-500));
    color: var(--navy-950);
    box-shadow: 0 0 0 6px rgba(226, 189, 74, .12);
}
.pair-link .icon { width: 20px; height: 20px; stroke-width: 2.2; }

/* ---------- Steps ---------- */

.steps { display: grid; gap: 16px; counter-reset: step; }
.step {
    display: grid;
    grid-template-columns: auto minmax(160px, 220px) minmax(0, 1fr);
    align-items: center;
    gap: clamp(16px, 3vw, 40px);
    padding: clamp(20px, 2.6vw, 28px) clamp(20px, 3vw, 36px);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    background: var(--surface);
    transition: transform .4s var(--ease), box-shadow .4s var(--ease), border-color .4s var(--ease);
}
.step:hover { transform: translateX(6px); box-shadow: var(--shadow); border-color: var(--line-strong); }
.step-num {
    display: grid;
    place-items: center;
    width: 52px; height: 52px;
    border-radius: 50%;
    background: var(--navy-900);
    color: var(--gold-400);
    font-weight: 700;
    font-size: 1.05rem;
    transition: transform .5s var(--ease-spring);
}
.step:hover .step-num { transform: scale(1.1); }
.step h3 { font-size: 1.35rem; letter-spacing: -.02em; }
.step p { margin: 0; color: var(--muted); }

/* ---------- Illustration: two legs ---------- */

.legs {
    display: grid;
    grid-template-columns: minmax(0, 1fr) auto minmax(0, 1fr);
    align-items: stretch;
    gap: clamp(12px, 2vw, 20px);
}
.leg-card { display: flex; flex-direction: column; justify-content: space-between; min-height: 220px; }
.leg-card .leg-tag { font-size: .74rem; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: var(--muted); }
.leg-card h3 { margin: 12px 0 0; font-size: 1.5rem; }
.leg-card .price { margin-top: 24px; font-size: .95rem; color: var(--muted); }
.leg-card .price strong { display: block; font-size: 2.4rem; font-weight: 800; color: var(--ink); letter-spacing: -.04em; line-height: 1.1; }

.leg-diff {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    min-width: 220px;
    padding: 28px;
    border-radius: var(--radius);
    background: radial-gradient(circle at 50% 0%, var(--navy-700), var(--navy-900) 70%);
    color: rgba(255, 255, 255, .7);
    text-align: center;
    box-shadow: var(--shadow-lg);
}
.leg-diff small { font-size: .74rem; font-weight: 700; letter-spacing: .16em; text-transform: uppercase; color: var(--gold-400); }
.leg-diff strong { font-family: var(--font-serif); font-size: 5.5rem; font-weight: 400; line-height: 1; color: #fff; margin: 8px 0; }
.leg-diff span { font-size: .85rem; max-width: 18ch; }

/* ---------- Allocation donut ---------- */

.alloc {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(0, 1.1fr);
    align-items: center;
    gap: clamp(40px, 6vw, 80px);
}
.donut-wrap { position: relative; max-width: 420px; margin-inline: auto; width: 100%; }
.donut { width: 100%; height: auto; transform: rotate(-90deg); }
.donut circle { fill: none; stroke-width: 22; }
.donut .track { stroke: var(--surface-3); }
.donut .seg { stroke-linecap: butt; transition: stroke-dasharray 1.6s var(--ease), stroke-width .3s var(--ease); }
.donut .seg:hover { stroke-width: 26; }
.js .donut .seg { stroke-dasharray: 0 503; }
.donut-center {
    position: absolute;
    inset: 0;
    display: grid;
    place-content: center;
    text-align: center;
}
.donut-center strong { font-size: clamp(2.2rem, 4vw, 3rem); font-weight: 800; color: var(--ink); letter-spacing: -.04em; line-height: 1; }
.donut-center > span { font-size: .85rem; color: var(--muted); margin-top: 6px; }

.legend { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; margin-top: 28px; }
.legend-item {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 14px 16px;
    border: 1px solid var(--line);
    border-radius: 16px;
    background: var(--surface);
}
.swatch { width: 12px; height: 12px; border-radius: 4px; flex-shrink: 0; }
.legend-item strong { display: block; font-size: 1.15rem; color: var(--ink); letter-spacing: -.02em; line-height: 1.2; }
.legend-item span { font-size: .82rem; color: var(--muted); }

.feature-list { display: grid; gap: 26px; }
.feature-list li { display: grid; grid-template-columns: auto 1fr; gap: 18px; }
.feature-list .card-icon { margin: 0; width: 46px; height: 46px; border-radius: 14px; }
.feature-list h3 { font-size: 1.1rem; margin-bottom: 6px; }
.feature-list p { color: var(--muted); font-size: .97rem; }

/* ---------- Callouts ---------- */

.callout {
    display: flex;
    align-items: flex-start;
    gap: 18px;
    padding: clamp(22px, 3vw, 32px);
    border-radius: var(--radius);
    background: var(--surface-2);
    border: 1px solid var(--line);
}
.callout > .icon { width: 26px; height: 26px; color: var(--gold-500); margin-top: 2px; }
.callout p { color: var(--ink-2); }
.callout strong { color: var(--ink); }

.quote-band {
    position: relative;
    margin-top: clamp(32px, 4vw, 48px);
    padding: clamp(28px, 4vw, 48px) clamp(28px, 5vw, 64px);
    border-radius: var(--radius-lg);
    background: linear-gradient(135deg, var(--navy-800), var(--navy-950));
    color: rgba(255, 255, 255, .85);
    font-size: clamp(1.15rem, 2vw, 1.5rem);
    line-height: 1.5;
    overflow: hidden;
}
.quote-band::before {
    content: "\201C";
    position: absolute;
    top: -30px; right: 30px;
    font-family: var(--font-serif);
    font-size: 14rem;
    line-height: 1;
    color: rgba(226, 189, 74, .12);
}
.quote-band p { position: relative; max-width: 58ch; margin: 0; }
.quote-band em { font-family: var(--font-serif); font-size: 1.15em; color: var(--gold-400); }

/* ---------- Capital flow ---------- */

.flow { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 20px; position: relative; }
.flow-item { position: relative; }
.flow-item:not(:last-child)::after {
    content: "";
    position: absolute;
    top: 52px;
    right: -20px;
    width: 20px;
    height: 2px;
    background: linear-gradient(90deg, var(--gold-500), transparent);
    z-index: 1;
}
.flow-num {
    display: block;
    margin-bottom: 18px;
    font-family: var(--font-serif);
    font-size: 3rem;
    line-height: 1;
    color: var(--gold-500);
}

/* ---------- Limits / Risk ---------- */

.limit-card h3 { display: flex; align-items: center; gap: 12px; }
.limit-card h3 .icon {
    width: 30px; height: 30px;
    padding: 6px;
    border-radius: 10px;
    background: rgba(226, 189, 74, .14);
    color: var(--gold-400);
    stroke-width: 2.6;
}

.risk-card { border-top: 3px solid var(--gold-500); }

/* ---------- Credentials ---------- */

.cred-card small {
    display: block;
    font-size: .74rem;
    font-weight: 700;
    letter-spacing: .14em;
    text-transform: uppercase;
    color: var(--muted);
}
.cred-card .cred-value {
    display: block;
    margin: 14px 0 12px;
    font-size: clamp(1.8rem, 3vw, 2.4rem);
    font-weight: 800;
    color: var(--ink);
    letter-spacing: -.035em;
    line-height: 1.1;
}

.manager-card {
    padding: clamp(28px, 4vw, 48px);
    border-radius: var(--radius-lg);
    background: radial-gradient(600px 300px at 100% 0%, rgba(58, 90, 168, .5), transparent 60%), var(--navy-900);
    color: rgba(255, 255, 255, .72);
    box-shadow: var(--shadow-lg);
}
.manager-card h2 { color: #fff; margin: 8px 0 22px; }
.manager-card .note { margin-top: 24px; color: var(--gold-400); font-style: italic; font-size: .95rem; }
.manager-card dl { display: grid; gap: 14px; margin: 26px 0 0; padding-top: 22px; border-top: 1px solid rgba(255, 255, 255, .1); }
.manager-card dl div { display: flex; justify-content: space-between; gap: 16px; font-size: .92rem; }
.manager-card dt { color: rgba(255, 255, 255, .5); }
.manager-card dd { margin: 0; color: #fff; font-weight: 600; text-align: right; }

.verify-list { display: grid; gap: 14px; counter-reset: v; }
.verify-list li {
    display: grid;
    grid-template-columns: auto 1fr;
    gap: 18px;
    padding: 22px 24px;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    background: var(--surface);
    transition: border-color .3s var(--ease), transform .4s var(--ease);
}
.verify-list li:hover { border-color: var(--gold-500); transform: translateX(4px); }
.verify-list li::before {
    counter-increment: v;
    content: counter(v);
    display: grid;
    place-items: center;
    width: 38px; height: 38px;
    border-radius: 50%;
    background: var(--gold-100);
    color: #8a6a10;
    font-weight: 700;
}
.verify-list h3 { font-size: 1.08rem; margin-bottom: 4px; }
.verify-list p { color: var(--muted); font-size: .96rem; }

/* ---------- Terms ---------- */

.terms-table {
    width: 100%;
    border-collapse: separate;
    border-spacing: 0;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    overflow: hidden;
    background: var(--surface);
}
.terms-table th,
.terms-table td { padding: 20px 28px; text-align: left; vertical-align: top; }
.terms-table tr + tr th,
.terms-table tr + tr td { border-top: 1px solid var(--line); }
.terms-table th { width: 30%; color: var(--ink); font-weight: 700; background: var(--surface-2); }
.terms-table td { color: var(--ink-2); }
.terms-table tr { transition: background-color .2s var(--ease); }
.terms-table tr:hover td { background: #fbfcfe; }

.pill {
    display: inline-block;
    padding: 3px 10px;
    border-radius: var(--radius-pill);
    background: var(--gold-100);
    color: #7a5d0c;
    font-size: .78rem;
    font-weight: 700;
    margin-left: 6px;
    vertical-align: middle;
}

/* ---------- Page hero ---------- */

.page-hero {
    position: relative;
    padding-top: calc(var(--header-h) + clamp(56px, 8vw, 104px));
    padding-bottom: clamp(56px, 7vw, 88px);
    overflow: hidden;
    isolation: isolate;
    border-bottom: 1px solid var(--line);
    background: linear-gradient(180deg, #f7f9fd, #fff);
}
.page-hero .lead { margin-top: 22px; }
.page-hero .blob { opacity: .4; }

.breadcrumb {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    margin-bottom: 22px;
    font-size: .88rem;
    color: var(--muted);
}
.breadcrumb a { color: var(--muted); }
.breadcrumb a:hover { color: var(--ink); }
.breadcrumb li + li::before { content: "/"; margin-right: 8px; color: var(--line-strong); }

/* ---------- CTA band ---------- */

.cta-band {
    position: relative;
    padding: clamp(40px, 6vw, 72px);
    border-radius: 32px;
    background:
        radial-gradient(600px 300px at 90% 0%, rgba(109, 143, 224, .45), transparent 60%),
        radial-gradient(500px 300px at 0% 100%, rgba(201, 162, 39, .25), transparent 60%),
        var(--navy-900);
    color: rgba(255, 255, 255, .72);
    overflow: hidden;
    isolation: isolate;
    box-shadow: var(--shadow-lg);
}
.cta-band .grid-pattern { z-index: -1; }
.cta-band h2 { color: #fff; max-width: 18ch; }
.cta-band .lead { color: rgba(255, 255, 255, .7); margin-top: 18px; }
.cta-inner { display: flex; align-items: flex-end; justify-content: space-between; gap: 40px; }

/* ---------- Forms ---------- */

.form-card { padding: clamp(24px, 4vw, 44px); border-radius: var(--radius-lg); }

.form-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 18px 20px; }
.field { display: grid; gap: 8px; }
.field-full { grid-column: 1 / -1; }
.field label,
.field .label { font-size: .88rem; font-weight: 650; color: var(--ink); }
.field .optional { font-weight: 500; color: var(--muted); }

.input {
    width: 100%;
    min-height: 52px;
    padding: 14px 16px;
    border: 1px solid var(--line-strong);
    border-radius: 14px;
    background: rgba(255, 255, 255, .9);
    color: var(--ink);
    font: inherit;
    font-size: 1rem;
    transition: border-color .2s var(--ease), box-shadow .2s var(--ease), background-color .2s var(--ease);
    -webkit-appearance: none;
    appearance: none;
}
.input::placeholder { color: #9aa4ba; }
.input:hover { border-color: #b9c3d6; }
.input:focus {
    outline: none;
    border-color: var(--navy-500);
    background: #fff;
    box-shadow: 0 0 0 4px rgba(58, 90, 168, .14);
}
textarea.input { min-height: 140px; resize: vertical; }
select.input {
    padding-right: 44px;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%235d6a86' stroke-width='2' stroke-linecap='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 14px center;
    background-size: 18px;
}
.input.is-invalid { border-color: var(--danger); }
.field-error { font-size: .84rem; color: var(--danger); font-weight: 600; }

.choice {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    font-size: .93rem;
    color: var(--ink-2);
    cursor: pointer;
}
.choice input {
    flex-shrink: 0;
    width: 20px; height: 20px;
    margin: 2px 0 0;
    accent-color: var(--navy-700);
}

.radio-cards { display: grid; gap: 12px; }
.radio-card {
    position: relative;
    display: flex;
    align-items: flex-start;
    gap: 14px;
    padding: 18px 20px;
    border: 1px solid var(--line-strong);
    border-radius: 16px;
    background: #fff;
    cursor: pointer;
    transition: border-color .2s var(--ease), box-shadow .2s var(--ease);
}
.radio-card:hover { border-color: var(--navy-500); }
.radio-card input { margin-top: 3px; accent-color: var(--navy-700); width: 18px; height: 18px; flex-shrink: 0; }
.radio-card strong { display: block; color: var(--ink); }
.radio-card span { display: block; font-size: .9rem; color: var(--muted); }
.radio-card:has(input:checked) { border-color: var(--navy-700); box-shadow: 0 0 0 4px rgba(27, 52, 112, .1); }

.alert {
    display: flex;
    gap: 12px;
    align-items: flex-start;
    padding: 16px 18px;
    margin-bottom: 24px;
    border-radius: 14px;
    font-size: .95rem;
    font-weight: 550;
}
.alert .icon { margin-top: 2px; }
.alert-success { background: rgba(17, 135, 93, .08); color: #0b6646; border: 1px solid rgba(17, 135, 93, .2); }
.alert-error { background: rgba(194, 58, 58, .07); color: #9c2727; border: 1px solid rgba(194, 58, 58, .2); }

.contact-list { display: grid; gap: 18px; margin-top: 32px; }
.contact-list li { display: flex; gap: 16px; align-items: flex-start; }
.contact-list .card-icon { margin: 0; width: 46px; height: 46px; border-radius: 14px; }
.contact-list small { display: block; font-size: .8rem; color: var(--muted); font-weight: 600; text-transform: uppercase; letter-spacing: .1em; }
.contact-list a, .contact-list strong { color: var(--ink); font-weight: 650; }

.gate-card { max-width: 720px; margin-inline: auto; }

/* ---------- Prose (legal) ---------- */

.prose { max-width: 760px; }
.prose h2 { font-size: 1.45rem; margin: 2.2em 0 .7em; }
.prose h2:first-child { margin-top: 0; }
.prose p, .prose li { color: var(--ink-2); }
.prose ul { list-style: disc; padding-left: 1.3em; margin-bottom: 1em; }
.prose li + li { margin-top: .4em; }

/* ---------- Footer ---------- */

.site-footer {
    padding: clamp(64px, 8vw, 96px) 0 32px;
    background: var(--navy-950);
    color: rgba(255, 255, 255, .6);
    font-size: .95rem;
}
.footer-grid {
    display: grid;
    grid-template-columns: minmax(0, 1.6fr) repeat(3, minmax(0, 1fr));
    gap: 40px;
}
.footer-brand p { margin-top: 20px; max-width: 36ch; }
.footer-meta { font-size: .85rem; color: rgba(255, 255, 255, .45); }
.footer-title { font-size: .78rem; font-weight: 700; letter-spacing: .16em; text-transform: uppercase; color: var(--gold-400); margin-bottom: 18px; }
.footer-links { display: grid; gap: 10px; }
.footer-links a { color: rgba(255, 255, 255, .72); }
.footer-links a:hover { color: #fff; }
.footer-disclaimer {
    margin-top: 56px;
    padding: 24px 0;
    border-top: 1px solid rgba(255, 255, 255, .08);
    border-bottom: 1px solid rgba(255, 255, 255, .08);
    font-size: .8rem;
    line-height: 1.7;
    color: rgba(255, 255, 255, .45);
}
.footer-bottom {
    display: flex;
    flex-wrap: wrap;
    justify-content: space-between;
    gap: 16px;
    padding-top: 24px;
    font-size: .85rem;
    color: rgba(255, 255, 255, .45);
}
.footer-bottom ul { display: flex; gap: 20px; }
.footer-bottom a { color: rgba(255, 255, 255, .6); }
.footer-bottom a:hover { color: #fff; }

/* ---------- 404 ---------- */

.error-code {
    font-family: var(--font-serif);
    font-size: clamp(6rem, 18vw, 11rem);
    line-height: 1;
    color: var(--gold-500);
}

/* ---------- Reveal animations ---------- */

.js [data-reveal] {
    opacity: 0;
    transform: translate3d(0, 28px, 0);
    transition: opacity .9s var(--ease), transform .9s var(--ease);
    transition-delay: var(--d, 0s);
}
.js [data-reveal="fade"] { transform: none; }
.js [data-reveal="scale"] { transform: scale(.96); }
.js [data-reveal].is-visible { opacity: 1; transform: none; }

/* ---------- Responsive ---------- */

@media (max-width: 1100px) {
    .grid-4 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .flow { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .flow-item::after { display: none; }
    .trust-bar { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .trust-item:nth-child(3) { border-left: 0; }
    .trust-item:nth-child(n+3) { border-top: 1px solid var(--line); }
    .footer-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
    .footer-brand { grid-column: 1 / -1; }
}

@media (max-width: 960px) {
    :root { --header-h: 68px; }

    .nav-toggle { display: block; }
    .nav {
        position: fixed;
        top: var(--header-h);
        left: 0; right: 0;
        flex-direction: column;
        align-items: stretch;
        gap: 16px;
        max-height: calc(100dvh - var(--header-h));
        padding: 16px var(--gutter) 28px;
        overflow-y: auto;
        background: rgba(255, 255, 255, .96);
        border-bottom: 1px solid var(--line);
        box-shadow: var(--shadow);
        -webkit-backdrop-filter: blur(20px);
        backdrop-filter: blur(20px);
        opacity: 0;
        visibility: hidden;
        transform: translateY(-8px);
        transition: opacity .25s var(--ease), transform .25s var(--ease), visibility .25s;
    }
    .nav-open .nav { opacity: 1; visibility: visible; transform: none; }
    .nav-open .site-header { background: rgba(255, 255, 255, .96); }
    .nav-list { flex-direction: column; align-items: stretch; gap: 2px; }
    .nav-link { padding: 14px 12px; font-size: 1.05rem; border-radius: 12px; }
    .nav-link.is-active { background: var(--surface-2); }
    .nav-link.is-active::after { left: auto; right: 16px; top: 50%; bottom: auto; transform: translateY(-50%); }
    .nav-cta { min-height: 52px; }

    .hero-grid,
    .split,
    .split-5-7,
    .alloc { grid-template-columns: minmax(0, 1fr); }
    .hero-visual { max-width: 560px; margin-inline: auto; width: 100%; }
    .grid-3 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .step { grid-template-columns: auto minmax(0, 1fr); }
    .step p { grid-column: 2; }
    .legs { grid-template-columns: minmax(0, 1fr); }
    .leg-diff { min-width: 0; }
    .section-head-row, .cta-inner { flex-direction: column; align-items: flex-start; }
}

@media (max-width: 640px) {
    body { font-size: 1rem; }
    .grid-2, .grid-3, .grid-4, .flow, .form-grid, .legend, .check-list-cols { grid-template-columns: minmax(0, 1fr); }
    .trust-bar { grid-template-columns: minmax(0, 1fr); }
    .trust-item + .trust-item { border-left: 0; border-top: 1px solid var(--line); }
    .footer-grid { grid-template-columns: minmax(0, 1fr); }
    .btn-group .btn { flex: 1 1 100%; }
    .float-chip { display: none; }
    .spread-card { padding: 18px; }
    .spread-stats { grid-template-columns: 1fr 1fr 1fr; gap: 6px; }
    .spread-stat { padding: 10px; }
    .spread-stat strong { font-size: .92rem; }
    .pair-diagram { grid-template-columns: minmax(0, 1fr); justify-items: center; }
    .pair-box { width: 100%; }
    .pair-link { transform: rotate(90deg); }
    .terms-table, .terms-table tbody, .terms-table tr, .terms-table th, .terms-table td { display: block; width: 100%; }
    .terms-table th { padding-bottom: 6px; border-top: 1px solid var(--line); }
    .terms-table tr:first-child th { border-top: 0; }
    .terms-table td { padding-top: 6px; border-top: 0 !important; }
    .manager-card dl div { flex-direction: column; gap: 2px; }
    .manager-card dd { text-align: left; }
}

@media (prefers-reduced-motion: reduce) {
    *,
    *::before,
    *::after {
        animation-duration: .01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: .01ms !important;
        scroll-behavior: auto !important;
    }
    .js [data-reveal] { opacity: 1; transform: none; }
    .js .spread-chart .leg { stroke-dasharray: none; stroke-dashoffset: 0; }
}

@media print {
    .site-header, .site-footer, .hero-bg, .float-chip, .cta-band { display: none !important; }
    .js [data-reveal] { opacity: 1 !important; transform: none !important; }
}

/* ==========================================================================
   Cinematic layer
   ========================================================================== */

/* ---------- Page transitions (cross-document View Transitions) ---------- */

@view-transition { navigation: auto; }

.site-header { view-transition-name: site-header; }

::view-transition-old(root) { animation: vt-out .45s var(--ease) both; }
::view-transition-new(root) { animation: vt-in .6s var(--ease) both; }

@keyframes vt-out { to { opacity: 0; transform: scale(.985); filter: blur(6px); } }
@keyframes vt-in  { from { opacity: 0; transform: scale(1.015); filter: blur(6px); } }

/* ---------- Opening title sequence ---------- */

.intro { display: none; }

.play-intro .intro {
    position: fixed;
    inset: 0;
    z-index: 300;
    display: grid;
    place-items: center;
    pointer-events: none;
    animation: intro-done 0s 2.4s forwards;
}
@keyframes intro-done { to { visibility: hidden; } }

.intro-bar {
    position: absolute;
    left: 0; right: 0;
    height: 50.5%;
    background:
        radial-gradient(800px 400px at 50% 100%, rgba(58, 90, 168, .35), transparent 70%),
        var(--navy-950);
    animation: bar-open 1s cubic-bezier(.76, 0, .24, 1) 1.35s forwards;
}
.intro-bar-top { top: 0; }
.intro-bar-bottom {
    bottom: 0;
    background:
        radial-gradient(800px 400px at 50% 0%, rgba(58, 90, 168, .35), transparent 70%),
        var(--navy-950);
    --dir: 1;
}
.intro-bar-top { --dir: -1; }
@keyframes bar-open { to { transform: translateY(calc(var(--dir) * 101%)); } }

.intro-content {
    position: relative;
    display: grid;
    justify-items: center;
    gap: 18px;
    color: #fff;
    text-align: center;
    animation: intro-fade .5s var(--ease) 1.15s forwards;
}
@keyframes intro-fade { to { opacity: 0; transform: scale(1.06); filter: blur(8px); } }

.intro-mark { width: 64px; height: 64px; overflow: visible; }
.intro-mark-box,
.intro-mark-n {
    fill: none;
    stroke-linecap: round;
    stroke-linejoin: round;
    stroke-dasharray: 1;
    stroke-dashoffset: 1;
    animation: draw .9s var(--ease) forwards;
}
.intro-mark-box { stroke: rgba(255, 255, 255, .35); stroke-width: 1.2; }
.intro-mark-n { stroke: #fff; stroke-width: 3.2; animation-delay: .2s; }
.intro-mark-dot { fill: var(--gold-400); transform-origin: 29px 12px; transform: scale(0); animation: pop .5s var(--ease-spring) .75s forwards; }
@keyframes pop { to { transform: scale(1); } }

.intro-word {
    font-size: clamp(1.6rem, 4vw, 2.4rem);
    font-weight: 800;
    letter-spacing: -.03em;
    overflow: hidden;
}
.intro-word span { display: inline-block; transform: translateY(110%); animation: rise .8s var(--ease) .35s forwards; }
.intro-word span + span { font-weight: 500; color: rgba(255, 255, 255, .6); animation-delay: .45s; }
@keyframes rise { to { transform: none; } }

.intro-line {
    width: 160px;
    height: 1px;
    background: linear-gradient(90deg, transparent, var(--gold-400), transparent);
    transform: scaleX(0);
    animation: grow .9s var(--ease) .5s forwards;
}
@keyframes grow { to { transform: scaleX(1); } }

.intro-tag {
    font-size: .72rem;
    font-weight: 700;
    letter-spacing: .32em;
    text-transform: uppercase;
    color: var(--gold-400);
    opacity: 0;
    animation: fade-in .8s var(--ease) .7s forwards;
}
@keyframes fade-in { to { opacity: 1; } }

/* Hold hero reveals until the curtains open */
.play-intro .hero [data-reveal],
.play-intro .hero [data-split] .w > span { transition-delay: calc(var(--d, 0s) + var(--wd, 0s) + 1.5s); }

/* ---------- Word-mask headline reveal ---------- */

.js [data-split]:not(.is-split) { opacity: 0; animation: failsafe 0s 2.5s forwards; }
@keyframes failsafe { to { opacity: 1; } }

[data-split] .w {
    display: inline-block;
    overflow: hidden;
    vertical-align: top;
    padding: 0 .08em .12em 0;
    margin: 0 -.08em -.12em 0;
}
[data-split] .w > span {
    display: inline-block;
    transform: translate3d(0, 110%, 0) rotate(4deg);
    transform-origin: 0 100%;
    transition: transform 1.1s cubic-bezier(.16, 1, .3, 1);
    transition-delay: calc(var(--d, 0s) + var(--wd, 0s));
}
[data-split].is-visible .w > span { transform: none; }

/* ---------- Film grain ---------- */

.grain {
    position: fixed;
    inset: -50%;
    z-index: 150;
    pointer-events: none;
    opacity: .06;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='200' height='200'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.85' numOctaves='3' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
    animation: grain 1s steps(6) infinite;
}
@keyframes grain {
    0%   { transform: translate(0, 0); }
    20%  { transform: translate(-3%, 2%); }
    40%  { transform: translate(2%, -4%); }
    60%  { transform: translate(-4%, -1%); }
    80%  { transform: translate(3%, 3%); }
    100% { transform: translate(-1%, -3%); }
}

/* ---------- Header hides on scroll down ---------- */

.site-header { transition: transform .5s var(--ease), background-color .3s var(--ease), box-shadow .3s var(--ease), border-color .3s var(--ease); }
.site-header.is-hidden { transform: translateY(-105%); }
.nav-open .site-header.is-hidden { transform: none; }

/* ---------- Dark sections: cinematic open ---------- */

.section-dark[data-cinema] {
    transform-origin: 50% 0;
    will-change: transform;
}
.section-dark::before {
    content: "";
    position: absolute;
    inset: -20%;
    pointer-events: none;
    background:
        radial-gradient(40% 35% at 30% 40%, rgba(109, 143, 224, .22), transparent 70%),
        radial-gradient(30% 30% at 70% 65%, rgba(226, 189, 74, .12), transparent 70%);
    animation: aurora 22s ease-in-out infinite alternate;
}
@keyframes aurora {
    0%   { transform: translate3d(-6%, -4%, 0) rotate(0deg); }
    100% { transform: translate3d(6%, 5%, 0) rotate(12deg); }
}
.section-dark > .container { position: relative; z-index: 1; }

/* Light sweep that crosses a dark section when it opens */
.section-dark[data-cinema]::after {
    content: "";
    position: absolute;
    top: 0; bottom: 0;
    left: -40%;
    width: 30%;
    pointer-events: none;
    background: linear-gradient(100deg, transparent, rgba(255, 255, 255, .06), transparent);
    transform: skewX(-18deg);
    opacity: 0;
}
.section-dark[data-cinema].is-lit::after { animation: sweep 2.2s var(--ease) forwards; }
@keyframes sweep {
    0%   { left: -40%; opacity: 1; }
    100% { left: 130%; opacity: 1; }
}

/* ---------- Scroll-lit text ---------- */

[data-scrub] .sw { opacity: .18; transition: opacity .25s linear; }
[data-scrub] .sw.on { opacity: 1; }

/* ---------- Cursor spotlight ---------- */

.card,
.glass-dark { --mx: 50%; --my: 50%; }
.card::before,
.glass-dark::before {
    content: "";
    position: absolute;
    inset: 0;
    border-radius: inherit;
    pointer-events: none;
    opacity: 0;
    transition: opacity .4s var(--ease);
    background: radial-gradient(360px circle at var(--mx) var(--my), rgba(58, 90, 168, .09), transparent 60%);
}
.glass-dark::before { background: radial-gradient(420px circle at var(--mx) var(--my), rgba(226, 189, 74, .12), transparent 60%); }
.card:hover::before,
.glass-dark:hover::before { opacity: 1; }

/* ---------- Commodity ticker ---------- */

.ticker {
    position: relative;
    padding: clamp(20px, 3vw, 36px) 0;
    overflow: hidden;
    border-block: 1px solid var(--line);
    -webkit-mask-image: linear-gradient(90deg, transparent, #000 10%, #000 90%, transparent);
    mask-image: linear-gradient(90deg, transparent, #000 10%, #000 90%, transparent);
}
.ticker-track {
    display: flex;
    align-items: center;
    gap: clamp(24px, 4vw, 56px);
    width: max-content;
    animation: ticker 40s linear infinite;
    will-change: transform;
}
.ticker:hover .ticker-track { animation-play-state: paused; }
.ticker span {
    font-size: clamp(2.4rem, 6vw, 5rem);
    font-weight: 800;
    letter-spacing: -.04em;
    line-height: 1;
    white-space: nowrap;
    color: transparent;
    -webkit-text-stroke: 1.2px var(--line-strong);
    transition: color .4s var(--ease), -webkit-text-stroke-color .4s var(--ease);
}
.ticker span:hover { color: var(--navy-900); -webkit-text-stroke-color: var(--navy-900); }
.ticker i {
    width: 12px; height: 12px;
    flex-shrink: 0;
    background: var(--gold-500);
    transform: rotate(45deg);
    border-radius: 2px;
}
@keyframes ticker { to { transform: translate3d(calc(-50% - clamp(12px, 2vw, 28px)), 0, 0); } }

/* ---------- Chart runners ---------- */

.js .spread-chart .runners { opacity: 0; transition: opacity 1s var(--ease) 2s; }
.js .is-visible .spread-chart .runners { opacity: 1; }

/* ---------- Reduced motion ---------- */

@media (prefers-reduced-motion: reduce) {
    .grain, .intro, .spread-chart .runners { display: none !important; }
    .ticker-track { animation: none; }
    .section-dark[data-cinema] { transform: none !important; border-radius: 0 !important; }
    [data-split] .w > span { transform: none; }
    [data-scrub] .sw { opacity: 1; }
    @view-transition { navigation: none; }
}

/* ==========================================================================
   Verify with the regulator (home)
   ========================================================================== */

@property --spin {
    syntax: "<angle>";
    initial-value: 0deg;
    inherits: false;
}

.verify-section { padding-top: 0; }

.verify-card {
    position: relative;
    display: grid;
    grid-template-columns: minmax(0, 1fr) 300px;
    border-radius: var(--radius-lg);
    isolation: isolate;
    box-shadow: 0 30px 70px -30px rgba(201, 162, 39, .45), var(--shadow);
}

/* Animated gold border */
.verify-card::before {
    content: "";
    position: absolute;
    inset: -2px;
    z-index: -2;
    border-radius: calc(var(--radius-lg) + 2px);
    background: conic-gradient(from var(--spin), var(--gold-400), rgba(201, 162, 39, .15) 25%, var(--navy-500) 50%, rgba(201, 162, 39, .15) 75%, var(--gold-400));
    animation: spin-border 6s linear infinite;
}
.verify-card::after {
    content: "";
    position: absolute;
    inset: 0;
    z-index: -1;
    border-radius: var(--radius-lg);
    background: linear-gradient(135deg, #eef2fa, #e6ebf5);
}
@keyframes spin-border { to { --spin: 360deg; } }

.verify-glow {
    position: absolute;
    inset: 0;
    z-index: -1;
    border-radius: var(--radius-lg);
    overflow: hidden;
    pointer-events: none;
}
.verify-glow::before {
    content: "";
    position: absolute;
    top: -60%; left: -20%;
    width: 60%; height: 220%;
    background: radial-gradient(closest-side, rgba(226, 189, 74, .22), transparent);
    animation: aurora 14s ease-in-out infinite alternate;
}

.verify-body { padding: clamp(28px, 4vw, 48px); }

.verify-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    font-size: .8rem;
    font-weight: 800;
    letter-spacing: .2em;
    text-transform: uppercase;
    color: #b08a1c;
}
.verify-eyebrow .icon { width: 18px; height: 18px; stroke-width: 2.2; }

.verify-title {
    margin: 16px 0 14px;
    font-family: var(--font-serif);
    font-size: clamp(2.2rem, 5.2vw, 4rem);
    font-weight: 400;
    letter-spacing: -.01em;
    line-height: 1.05;
    overflow-wrap: anywhere;
}
.verify-title a {
    color: var(--ink);
    background: linear-gradient(var(--gold-500), var(--gold-500)) 0 100% / 0 3px no-repeat;
    transition: background-size .5s var(--ease), color .3s var(--ease);
}
.verify-title a:hover { color: var(--navy-700); background-size: 100% 3px; }

.verify-text { color: var(--muted); font-size: 1rem; max-width: 70ch; }

.verify-link-row {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 12px;
    margin-top: 18px;
}

.verify-link {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    max-width: 100%;
    padding: 12px 18px;
    border: 1px solid rgba(17, 135, 93, .25);
    border-radius: 14px;
    background: rgba(255, 255, 255, .75);
    color: var(--success);
    font-weight: 700;
    font-size: clamp(.85rem, 1.4vw, 1rem);
    -webkit-backdrop-filter: blur(8px);
    backdrop-filter: blur(8px);
    transition: transform .3s var(--ease), box-shadow .3s var(--ease), border-color .3s var(--ease);
}
.verify-link span { overflow-wrap: anywhere; }
.verify-link:hover {
    color: #0b6646;
    border-color: var(--success);
    transform: translateY(-2px);
    box-shadow: 0 12px 24px -12px rgba(17, 135, 93, .45);
}
.verify-link .verify-link-arrow { transition: transform .3s var(--ease-spring); }
.verify-link:hover .verify-link-arrow { transform: translate(3px, -3px); }

.verify-copy {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    min-height: 46px;
    padding: 0 16px;
    border: 1px solid var(--line-strong);
    border-radius: 14px;
    background: #fff;
    color: var(--ink-2);
    font: inherit;
    font-size: .9rem;
    font-weight: 650;
    cursor: pointer;
    transition: border-color .2s var(--ease), color .2s var(--ease);
}
.verify-copy:hover { border-color: var(--navy-700); color: var(--ink); }
.verify-copy.is-copied { border-color: var(--success); color: var(--success); }

.verify-side {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    justify-content: center;
    gap: 6px;
    margin: 10px;
    padding: 32px 28px;
    border-radius: calc(var(--radius-lg) - 8px);
    background:
        radial-gradient(300px 200px at 100% 0%, rgba(58, 90, 168, .55), transparent 70%),
        var(--navy-900);
    color: rgba(255, 255, 255, .65);
    font-size: .9rem;
}
.verify-side strong { color: #fff; font-size: 1.1rem; margin-top: 10px; }
.verify-side .btn { margin-top: 18px; }

.verify-seal {
    position: relative;
    display: grid;
    place-items: center;
    width: 64px; height: 64px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--gold-400), var(--gold-500));
    color: var(--navy-950);
    box-shadow: 0 0 0 8px rgba(226, 189, 74, .12);
}
.verify-seal .icon { width: 30px; height: 30px; stroke-width: 2; }
.verify-seal::after {
    content: "";
    position: absolute;
    inset: -8px;
    border-radius: 50%;
    border: 1px solid rgba(226, 189, 74, .5);
    animation: seal-ping 2.6s ease-out infinite;
}
@keyframes seal-ping {
    0%   { transform: scale(1); opacity: .9; }
    100% { transform: scale(1.5); opacity: 0; }
}

@media (max-width: 960px) {
    .verify-card { grid-template-columns: minmax(0, 1fr); }
    .verify-side { margin: 0 10px 10px; }
}

@media (prefers-reduced-motion: reduce) {
    .verify-card::before, .verify-seal::after, .verify-glow::before { animation: none; }
}